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▸ Field notes · damage claims that survive denial

Filed 22 APR 2026 Draft A
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Appeal Template Generator

A denied AirCover claim has a 30-day appeal window, and a meaningful share of appeals succeed when new evidence is added. Pick the denial reason — get the appeal template, what to add, what not to, and the exact Trust & Safety escalation phrase.

Denial: Insufficient evidence

The specialist felt the before/after pair didn't clearly establish the damage was new or caused during the stay.

What to add (new evidence)

  • Cleaner's signed, dated statement describing the discovery
  • Additional photos from different angles of the same damage
  • Neighbour statement about noise or activity during the stay
  • A repair quote from a vendor you did not include originally

What not to do

  • Do not resubmit the same photos with more text — the file is marked reviewed
  • Do not include character attacks on the guest — lowers your credibility
  • Do not inflate the claim amount on appeal; keep it identical to original

Appeal template

Hello,

I am appealing the denial of claim [CLAIM-ID] within the 30-day appeal window. The original denial cited insufficient evidence.

On review, I am submitting the following material that was not included in the original file:

1. [New evidence item 1]
2. [New evidence item 2]
3. [New evidence item 3]

The attached documentation establishes: [one-sentence summary of what the new evidence proves].

I respectfully request the claim be reopened for review on the strength of this additional evidence. The original damage assessment and requested amount (€[AMOUNT]) remain unchanged.

Thank you for your time.

If the appeal is also denied

Reply in the same thread with this exact wording — it is recognised by the system and routes the case to the next tier:

I am formally requesting escalation to Trust & Safety for independent review per AirCover's escalation policy.

How the 30-day appeal window works

The clock starts on the date of the denial message, not when you read it. Miss the 30 days and the file is closed permanently — no future appeal, no new claim on the same damage. Every appeal should contain at least one piece of evidence that was not in the original file; the second reviewer sees "new material" and evaluates fresh rather than rubber-stamping the original decision.

The three-tier escalation ladder

  1. Resolution Center appeal — where all appeals start. Response in 7–14 days.
  2. Trust & Safety — reached by the escalation phrase in the generator output. Response in 7–14 days.
  3. Executive Resolution — available only after T&S denial, via Airbnb's public executive channels. Highest discretion.

For the complete playbook on each tier, read the AirCover appeal process.

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